Tuesday, December 29, 2009

Find unknown outstanding debts

One of my work mates sent this info to me to check if there are any outstanding debts you don't know about.

It's free and the agency is Veda Advantage, something to note is this is just 1 company that does this and may not hold all your information. But they're the biggest so there is a good chance you will find out what you want to know.

Below is the details on how to contact and the information required.



To obtain a copy of your personal file free of charge

Please mail your request to:

Veda Advantage - Public Access
PO Box 964
North Sydney NSW 2059

Alternatively, you can fax your request to us on:

02 9951 7880

Please provide us with the following information:

Your full name;
Your date of birth;
Your driver's licence number;
Your current residential address
Any previous residential addresses within the last five years;
A daytime telephone number and
Your signature.
NB: We are unable to accept requests for our free service via email.

We will mail you a complete copy of your personal file, including any public record or commercial credit information within 10 working days of receiving your request.

Mail: PO Box 964 North Sydney NSW 2059

Tuesday, December 22, 2009


One of my friends at work directed me to Ubank.

Alot of their ideas they have implemented are cutting edge and for some reason make sense to me as a Gen-Y. I will list below the points I enjoy most.

- The application is done online, UBank use your drivers license number and TFN to identify you. No paperwork (awesome).
-To set up a automatic savings plan (ASP) from another bank. You punch in your bsb and account number and UBank will credit your other account. From there you can link it up and start saving. Click here to see a video tutorial.
-If you want to transfer monies out of the USaver (im currently using) account you will receive a SMS with a code you will need to punch in to allow the transaction to take place. Brilliant idea!
-The call centre is in Australia.
-It has various other tools such as a goal traker, term deposits.

My setup is I want to keep money out of our normal cash account so I don't spend it. My thinking is if it's not there I won't spend it. Also if I add a layer of complexity to getting the money to spend it, there is more of a chance I wont.

You might be thinking " just be disciplined, don't spend the money". This mind set is a waste of time. I don't want to go through my day saying to myself "don't spend money". I'm wasting time, and time is a non-renewable resource. I would rather create a system that works for me to save money.

It's good to see this bank is keeping with the times.

Monday, December 21, 2009

MMA - focus and why you shouldn't multitask

My Dad was a professional boxer in his younger years growing up in Kalgoorlie (Kal as it's affectionatly know is a mining town and very rough) so from this I think I have been imbued with a fascination for fighting and how the body moves in different situations and how to train effectively.
This fascination has until recently only been academic. I studied different movements and philosophy in books an example would the Tao of Jeet Kune Do by Bruce Lee. So I had convinced myself that I had the patterns and movements down packed.
Upon starting training with some very good martial artist one a Australian professional in Muay Thai he is also very very good at non- gi Brazilian Ju Jit Su. A blackbelt in Tae Kwon Do and another guy who doesn't have formal training but has trained with these guys for years, so is also very good.

I found that I had no idea.

Well I had some idea, I knew what should be done. But upon practice the one thing that I noticed was my body was very unused to the set movements. An example would be a long combo (cross, kick, knee, cross, kick, cross). I had to do this very slowly to map it in my mind and body. Which led me to thinking how does one train effectively and what is the mind set needed when training.

Mind Set

We've all seen a couple of different martial arts movies or come across quotes by Buddha or some other deity telling us to have no-mind or be at one with oneself.

This sounds great but what the hell do they mean?

Well the opposite of no-mind I would relate to multitasking. When you're multitasking your thinking of many different things at once (as related in The Last Samurai, "you have to many mind" in the scene when Tom Cruise was training)

What Tom was doing and what a lot of us are do is thinking of to many things at once "to many mind". For you to really focus in on set instructions you will have to clear your mind (stop multitasking) and focus your attention in on the task at hand, this will create more neural pathways in the brain quickly and effectively.

In unison with focusing your attention on one aspect and these work cross contextually you should start batching.

When training start focusing on one set of movements (jab, kick) (jab, hook, hook, uppercut, cross) or just one movement (cross or just single shin kick) for longer durations instead of doing 5 jab, kicks then 5 cross, hooks. Do 30-40 broken down to sets so do 7 sets of 5 jab, kick, with breaks, I would take longer breaks as you don't want to be tired you want all your attention on the movement. By focusing on one movement over and over again your creating more neural connections for the nervous system to follow.